It's important to check your credit report regularly! Legally, you can get your credit report from each of the three credit agencies once per year at AnnualCreditReport.com. To make the most of these free reports, get one free report every four months. For instance, get your Experian report in January, your Equifax report in May, and you TransUnion report in September.
If you find an error, be sure to report it to the company as soon as possible. Taking off incorrect information can help your credit score so that you may pay less in interest on future loans.
If you want to check more often, or if you want to get your actual score, you'll need to go to a paid site. There are lots of great sites out there - one is CreditSesame, where you can receive daily credit monitoring alerts and get your credit score each month. If you're trying to improve your score, monitoring it regularly is a good idea, and it's always good to have your account checked for ID theft!
Click here to learn more about CreditSesame.
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