Definition of DELVE
1: to dig or labor with or as if with a spade
2a: to make a careful or detailed search for information
2b: to examine a subject in detail
This year, I'm planning to delve into my finances! I'm planning to take a look at all my expenses and ask myself some questions. Is this expense helping my family? Is it necessary, or is it optional? How might I get the same benefit by spending less money? Could I get rid of it altogether?
So each month, I'll report on how I'm reducing my expenses, as well as how I'm meeting my financial goals.
And what are my financial goals for the year? I'm determined that this will be the year that I pay off my home equity line of credit!
This has been my goal for the past two years, and sorry to say, I haven't made that much progress on it. We've paid off 24% of the balance as of two years ago. (I'd rather not speak of actual dollar amounts, because an amount that is easy for one person to pay is an incredible challenge for another person.)
So this year, I'll be working hard on this blog, selling things on eBay, holding a garage sale, and looking for lots of money-making opportunities. I'll also be cutting back on expenses so that more of our income can go towards paying off this debt once and for all!
What are your financial goals for 2012? Leave a comment below!
Bloggers, you can link up your financial goals post below! Each month, I'll have a new linkup and you can link up your progress. Feel free to use the button below on your own blog.
For more goals from bloggers, check out Savvy Blogging, Money Saving Mom, 5 Minutes for Mom, Hormonal Imbalances, A Teacher's Treasure, Muted Palette, Semi-Health Nut, and Tara's View of the World.